This site provides individuals with an estimate of their future Social Security retirement benefits. The benefits are based on the earnings record provided by the Social Security Administration. A detailed report is created from this data.
This site provides clear interactive visuals that let the user investigate how different choices might affect their overall benefit. Scenarios include:
While unnecessary for security, this can be confirmed by loading the site in your browser, and then disconnecting your computer before entering any additional data.
This site should be correct, and I will update it as Social Security rules change. However, there are no guarantees of the accuracy of this information. It should be treated as a useful exploratory tool, but any decisions should be made after researching the subject yourself.
The site was most recently updated on Dec 24, 2019. This update included the latest computed values from the Social Security Administration.
This site is completely free and contains no advertising. I don't collect your email address, subscribe you to SMS services, make a credit report inquiry, kill a dolphin, etc. Feel free to use the site without wondering if there is a catch.
Costs for running the site are minimal, just a few dollars a year, plus my time.
I noticed that most people don't understand their Social Security benefits very well. The online tools at SSA.gov are excellent, but I felt lacking in a few places. In particular, I felt that by simply spitting out a final number, the results failed to educate the user as to how the program works. I thought it would be useful to contribute a tool that helped folks to understand their own Social Security benefit and how it will help them in the future.
If you would like to contribute, the project is on github at: Gregable/social-security-tools